Where This Policy Applies
Privacy rules are not the same in every country, so treat this page as our operating position, not a substitute for legal advice. Where the law in your country gives you a stronger right than what we describe here, that local law wins, and where it
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forbids something we describe, we switch that part off for your region. Access to oktkapp depends on your local law and eligible regions. When you open an account we record the basics: your mobile number, the name you give us, your login history and the wallet
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you choose. If you pay with bKash, Nagad or Rocket we keep the transaction reference and the amount, so a disputed deposit can be traced back through the wallet's own statement. We never ask for your wallet PIN, and anyone who does is not acting for
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us. Device details matter too. We log the handset model, the app build and the network you came in on, because that is how we spot a login from a phone you have never used and send a code before anything moves. Cookies do a smaller
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job: they keep your session open while you browse on mobile data in Dhaka, and they remember your language choice. Ask for a copy of what we hold and we will say what we can share and what has to stay on file. You can request
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a correction, or ask us to close the account and delete what is not required, and we will tell you which parts we can act on and which we cannot.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.